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Yusuf M. COMMERCIAL BANKS’ LOAN AND CAPITAL FORMATION IN SMALL AND MEDIUM-SCALE ENTERPRISES: A STUDY OF UNITED BANK FOR AFRICA (UBA) BRANCH, ZAKI-BIAM, BENUE STATE. FIJMSS [Internet]. 2024 Jun. 6 [cited 2024 Jul. 18];9(2):299-316. Available from: https://fuw-ijmss.com.ng/index.php/fijmss/article/view/95